Last updated: December 2025

1. Company Information

This website is owned and operated by:

Legal Name: INVERSIONES ELPEÑON, SOCIEDADE UNIPESSOAL LDA

NIF/NIPC: 518192466

Headquarters:

Rua da Quintinha, n.º 36, 1º Esq., 1200-367 Lisboa, Portugal

Spain Operational Address (Temporary):

C/ Gran Vía, 68, 28013 Madrid, Spain

Email: info@grupoepi.com

2. Acceptance of Terms

By accessing or using grupoepi.com, you agree to these Terms & Conditions.

If you disagree with any part of these terms, please discontinue use of the site.

We may update these Terms at any time. Continued use constitutes acceptance of the updated version.

3. Professional Services Disclaimer

Grupo EPI provides consulting services in financial advisory, strategy, and real-estate analysis.

All website content is for informational and educational purposes only and does not constitute professional, legal, tax, or investment advice.

Any formal engagement must be governed by a separate written service agreement, which overrides these Terms.

We do not guarantee specific outcomes or investment results.

4. Use of the Website

Users agree not to:

• Engage in unlawful or harmful activities

• Introduce viruses or malicious code

• Attempt unauthorized access to systems

• Copy or reproduce website content without permission

• Interfere with website security or operations

We may suspend, restrict, or modify access for maintenance or security purposes.

5. Intellectual Property

All content (text, images, graphics, branding, site structure) is owned by Grupo EPI or used under license.

You may not reproduce, modify, or distribute content without prior written authorization.

6. Third-Party Links

External links are provided for convenience.

Grupo EPI is not responsible for the content, accuracy, or privacy practices of third-party sites.

7. News Section Managed by Realty Investors

The News, articles, or informational content accessible through this website may be provided, curated, or technically hosted by Realty Investors, an independent third-party organization.

By accessing the News section:

• You acknowledge that Grupo EPI does not operate, edit, verify, or manage the News content or its underlying service infrastructure.

• All legal, editorial, regulatory, and operational responsibilities related to News content reside exclusively with Realty Investors.

• Any terms of use, licensing, or data handling associated with the News functionality are governed by Realty Investors’ Terms & Conditions, not by Grupo EPI’s.

• Grupo EPI is not liable for the accuracy, timeliness, completeness, or availability of News content, nor for delays, interruptions, or errors resulting from the Realty Investors service.

Users should review Realty Investors’ Terms & Conditions before relying on or engaging with their News content.

8. Crowdfunding Services Managed by Soda Crowd

Any crowdfunding, investment participation, or related functionalities accessible from or linked through this website are operated and managed exclusively by Soda Crowd, an independent third-party service provider.

By using those crowdfunding functionalities:

• You acknowledge that Grupo EPI is not the operator, provider, nor administrator of those services.

• All legal, regulatory, operational, compliance, and financial responsibilities associated with crowdfunding activities belong solely to Soda Crowd.

• Your use of the crowdfunding platform is governed by Soda Crowd’s Terms & Conditions, not by the Terms of Grupo EPI.

• Grupo EPI is not responsible for decisions, actions, errors, delays, service availability, or outcomes associated with the crowdfunding platform.

You should review Soda Crowd’s Terms & Conditions before engaging in any crowdfunding activity.

9. Limitation of Liability

To the maximum extent permitted by law:

• The website is provided “as is” without warranties.

• Grupo EPI is not liable for technical failures, inaccuracies, or data loss.

• Grupo EPI is not responsible for decisions made based on website content.

• Liability related to consulting services is limited to the terms of the signed engagement contract.

10. Data Protection

Personal data collected through the website is processed in accordance with our Privacy Policy, which forms part of these Terms.

11. Governing Law and Jurisdiction

Unless mandatory local laws apply, these Terms are governed by:

• Portuguese law for all legal aspects relating to the headquarters

• Disputes shall be resolved in the courts of Lisbon, Portugal

If services are contracted specifically in Spain, Spanish law may apply as per the service agreement.

12. Contact

For questions regarding these Terms:

Email: info@grupoepi.com

Privacy inquiries: r.guzman@grupoepi.com

Address: Rua da Quintinha, n.º 36, 1º Esq., 1200-367 Lisboa, Portugal